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Privacy Policy 

Effective Date: August 27, 2025
 
1. Introduction
 
Welcome! Your privacy is important to us. This Privacy Policy explains how we, the authors of The Other Birds & Bees, The Financial Facts of Life, Money $ecrets No One Ever Taught You (collectively, "we," "us," or "our"), collect, use, and protect your information when you visit our website, YourFactsofLife.com.
This policy also explains how your information may be shared with our affiliate, Coastwise Capital Group, LLC. By using our site, you agree to the collection and use of information in accordance with this policy.
 
 
2. Information We Collect
 
We collect information that you voluntarily provide to us and information that is automatically collected when you use our website.

  • Personal Information You Provide: We collect personal information when you sign up for gated content (like ebooks, newsletters, or tools), contact us, or otherwise interact with our site. This may include:

    • Name

    • Email Address

    • Any other information you choose to provide in contact forms or correspondence.

  • Automatically Collected Information: When you visit our website, we may automatically collect certain information about your device and browsing activity, such as:

    • IP Address

    • Browser Type

    • Pages Visited and Time Spent on Pages

 
3. How We Use Your Information
 
We use the information we collect for several purposes:

  • To Provide Services: To deliver the gated content, newsletters, or other resources you requested.

  • To Communicate: To respond to your inquiries and send you marketing communications, updates, and other information that may be of interest to you.

  • To Improve Our Website: To understand how users interact with our site so we can improve its content and functionality.

  • For Marketing Purposes: To provide you with information about our products, services, and the services offered by Coastwise Capital Group, LLC.

 
4. Sharing Your Information
 
We do not sell your personal information. We only share your information in the following limited circumstances:

  • With Our Affiliate: Your personal information may be shared with Coastwise Capital Group, LLC for the purpose of providing you with information about their financial advisory services and other offerings.

  • With Service Providers: We may share information with third-party vendors who perform services for us, such as email delivery (e.g., HubSpot) and website analytics. These providers are obligated to protect your information and are restricted from using it for any other purpose.

  • For Legal Reasons: We may disclose your information if required to do so by law or in response to a valid request by public authorities (e.g., a court or government agency).

 
5. Your Data Rights & Choices
 
You have control over your personal information.

  • Opt-Out of Marketing: You can opt-out of receiving future marketing emails from us at any time by clicking the "unsubscribe" link included in every email.

  • Access, Correction, and Deletion: You have the right to request access to the personal information we hold about you, to ask that it be corrected, or to request that we delete it, subject to certain legal exceptions.

To exercise any of these rights, please contact us at [INSERT YOUR CONTACT EMAIL HERE, e.g., privacy@yourfactsoflife.com].
 
6. Notice to California Residents
 
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA). These rights include:

  • Right to Know: You have the right to know what personal information we have collected about you and the purposes for which we use it.

  • Right to Delete: You have the right to request the deletion of your personal information.

  • Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

  • "Do Not Sell": We do not sell your personal information.

California residents wishing to exercise their rights may submit a request by contacting us at the email address listed below.
 
7. Children's Privacy 🧒
 
Our website is not intended for or directed at children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can take steps to remove it.
 
8. Data Security 🔒
 
We use commercially reasonable administrative, technical, and physical measures to safeguard your personal information from unauthorized access or disclosure. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee its absolute security.
 
9. Changes to This Privacy Policy
 
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Effective Date" at the top. We encourage you to review this policy periodically.
 
10. Contact Us
 
If you have any questions about this Privacy Policy, please contact us at: info@coastwisegroup.com

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